Effective date: October 14, 2026
Our agents
Life insurance is offered by Leaf Planning’s licensed Georgia life insurance agents. Every agent who calls you is a licensed Georgia life insurance producer. You can ask your agent for their name and National Producer Number (NPN) at any time, and we’ll gladly give it to you.
Who issues the policies
Life insurance policies are issued by third-party insurance carriers, not by Leaf Planning or Leaf Cremation. The carrier sets the price, decides whether to approve an application and pays claims. Your agent will tell you which carrier would issue your policy before you apply.
Coverage, rates and availability vary by age, health and carrier. Guaranteed-acceptance policies include a waiting period before the full benefit is payable.
How to check a license
You can confirm that any of our agents or any insurance carrier is licensed in Georgia through the Georgia Office of Commissioner of Insurance and Safety Fire:
- Website: oci.georgia.gov. Use the License Lookup tool on that site and search by name or license number.
- Agent licensing questions: (800) 274-8969
You can also look up an agent by name or NPN through the National Insurance Producer Registry at nipr.com.
Our affiliation with Leaf Cremation
Leaf Planning is affiliated with Leaf Cremation of Georgia.
You are never required to use Leaf Cremation’s services to purchase a policy. A policy’s benefit is paid to the beneficiary you choose, and your beneficiary can use any funeral home or cremation provider, anywhere. Buying a policy through Leaf Planning does not give you a discount, priority or any other special treatment at Leaf Cremation, and choosing Leaf Cremation does not require you to buy insurance from us.
We do not share your information with Leaf Cremation for marketing without your permission. See our Privacy Policy.
How we’re paid
Our agents are paid a commission by the insurance carrier when a policy is issued. You do not pay us a separate fee. The commission does not change your premium; the price for a given policy is set by the carrier and is the same whether or not you buy through us. Commission amounts can differ between carriers and products. You may ask us how we are paid for any policy we recommend.
Questions or complaints
If you have a question or concern about anything we’ve done, please contact us first and we’ll do our best to make it right:
Leaf Planning Leaf Planning 4325 Highway 92, Acworth, GA 30102 Phone: (678) 658-5255
You also have the right to contact the Georgia Office of Commissioner of Insurance and Safety Fire, Consumer Services Division, at any time:
- Phone: (404) 656-2070 or (800) 656-2298
- Online: file a complaint through the consumer services section of oci.georgia.gov
- Mail and online complaints: see the contact page at oci.georgia.gov