Three steps
How it works
One short form, one phone call with a licensed Georgia agent, and a straight answer about whether a small whole life insurance policy makes sense for you.
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1 Tell us a little about you (or your parent).
Two minutes. Your first name, a phone number, who the coverage is for, an age range, and a good time to call. No health questions on the form, and nothing like a Social Security number or date of birth.
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2 A licensed Georgia agent calls you.
Usually within one business day, from (678) 658-5255. Plain English. We'll tell you what you'd qualify for and what it costs. The call takes about 15–20 minutes. No pressure, no visit required.
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3 Choose, or don't.
If it fits, the agent helps you apply by phone, and most policies are approved in days. If it doesn't, we'll say so — and point you to what does.
What we'll ask on the call
- Your age (or your parent's age)
- Whether you use tobacco
- A few yes-or-no health questions — things like recent hospital stays or treatment
- How much coverage you're thinking about
- Who you'd want the money to go to (your beneficiary)
If you decide to apply, the carrier will need details like your date of birth and a way to pay. That happens on the call, with you, never on a web form.
What we won't do
- No home visit, unless you want one.
- No pressure, and no call-back campaigns if you say no.
- No selling you more coverage than you need.
- If you don't need it — because the life insurance you already have covers it, or a prepaid plan fits better — we'll tell you.
Calling for a parent?
That's common. You can fill out the form and talk with us first. Your parent will need to be part of the application and agree to it — we'll walk you both through it. A guide for adult children →
Request a call from a licensed Georgia agent
Two minutes. No health questions here — those happen on the call, in plain English.